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If only I could limit my fear of making monthly bills (short term) and becoming destitute (long term) to this one post. In fact, it preoccupies my life. I wake up at 5:30 figuring out ways to cut our costs. I worry about calling the plumber to fix the kitchen drain because of its cost. Can we live with a stopped up drain? I calculate and recalculate minimum selling cost for our other condo. Can we even consider buying mortgage insurance or long term care insurance? Yesterday I was tempted to use all of our savings just to pay off the credit cards. And, at this time of our lives, we should be more comfortable about money issues. Coco Chanel's movie is an inspiration....how she started over and overcame adversity.