Ethelackman's Journal

Although I am not perfect, setting a strict budget helps keep me from buyer's remorse by staying in tune with Holy Spirit's conviction. Most of students can't plan their budget, cause they need to buy their works or ask about "write my paper" at educational websites, where students are used to buy their homework, essays and other kind of works!
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Since you made your list of everyone to purchase gifts for, now set a budget for EACH person and an overall budget for EACH category. For example, I may choose to set a budget of $20 per niece/nephew, and an overall budget of $100 for my nieces and nephews. The reason I set a budget per category and not just an overall budget amount for everyone on my list is that it helps me break down my overall list and also keep each category as its own budget. This will helps me actually stick to my budget and also have the freedom to move monies from one category to the next if I find that I'm under-budget!!

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Keep a close eye on store sales
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I never ever go shopping anymore without knowing exactly what I want to get. This means that I keep a close eye on the sales from all my favorite stores. Big departments stores will begin sending holiday sale emails, catalogs and circulars a couple weeks before Thanksgiving. Even if you're not ready to start shopping yet (more on this shortly), be sure to look through the sales. Hopefully you have some idea of items you want to get or items your kids want you to get. This way when you see an item on your list, you can determine if the price is a good deal or not.�

For example, each day I hop on Amazon and check their daily deals (click on the link called Today's Deals under the search bar). I only in the categories I'm interested in. It takes me less than five minutes; however, this is how I recently found out that all Lincoln Logs & Knex sets for kids were on sale one day only for 50% off!

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